401k Limits 2025 Over 50. However, individual retirement account (ira) contributions will continue to be $7,000 in 2025, the same as in 2024. The most savings allowed in a 401(k) is $31,000 in 2025 for other employees aged 50 through 59, and then 64 and older.
Individuals under 50 can contribute up to $7,000, while those aged 50 and older can make an additional. The 401k contribution limits for the year 2025 are expected to see many increases in different plans including elective deferral limit to $24,000, defined contribution.